High Deductible Health Plans & Telehealth
For high deductible health plans (HDHPs) that began after December 31, 2024, telehealth (virtual) or remote care can be covered before your employees meet their deductible without impacting their eligibility to contribute to a health savings account (HSA).
While these changes are optional for employers, if you do opt to allow for telehealth or remote care services without requiring employees to first meet their applicable deductible, you’ll likely need to amend your benefits plan document and notify eligible employees of the change.